Flooding can occur anytime, anywhere. Even in the most unlikely places. And it’s caused by more than just heavy rainfall. Melting snow and hurricanes can cause flooding, too. New construction is also a contributing factor during heavy rainfall.
One of the smartest ways you can help protect your business is with flood insurance from The Insurance Group of Texas.
Flood insurance FAQs
I have property insurance for my business. Why do I need a flood policy, too?
Most property and business owner policies don’t cover damage caused by flooding. Check your policy. If it doesn’t cover flood damage, you should consider adding a flood policy.
What does flood insurance cover?
With a standard policy, you can protect against damage to:
- The building
- Its contents
- Or both
Depending on your needs, you may decide to insure both to protect:
- Structural elements, such as walls, floors, equipment and fixtures
- Business property, such as inventory, furniture, and wall and floor coverings
(This is a partial list for general guidance purposes only. For a complete list of coverages, refer to your policy or talk to an agent.)
Call 832-203-5798 or click here for a quote.